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Spectrum vs. Xfinity vs. Ziply Fiber Internet plan comparison


Rebecca Palmer smiles for the camera
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Researched by
Headshot of Bri Field
Reviewed by
Bri FieldAssigning Editor
Updated 4/6/23

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Charter Spectrum brand logo
Staff rating
3.5
Customer rating
4.0
(513)

  • Plans starting at $29.99
  • Download speeds up to 1 Gbps
Xfinity brand
Staff rating
3.8
Customer rating
4.1
(479)

  • Plans starting at $19.99
  • Download speeds up to 6000 Mbps
Ziply Fiber brand
Staff rating
4.2
Customer rating
3.0
(2)

  • Plans starting at $20.00
  • Download speeds up to 5 Gb
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Charter Spectrum brand logo
Staff rating
3.5

Fast internet at reasonable prices

Spectrum offers speedy, reasonably priced cable internet service, and a strong budget plan. We wish there were fewer fees attached, though.

What we like

  • Simple plan selection
  • No contracts
  • No data cap
What we dislike

  • Pricey gig plan
  • Lots of small fees
  • Price increase after 12 months
Savings tip: Spectrum often has sign-up promotions for first-time customers. Call to ask a rep about current deals and discounts.
Check deals
Xfinity brand
Staff rating
3.8

Hyper-gig download speeds and improving customer service

Xfinity is a fantastic provider overall. It offers fast speeds, reliable service, and reasonable prices. Some plans still require contracts, and others still have data limits. Watch out for Xfinity’s hidden fees and spotty customer service record, but it may not be as bad as it once was.

What we like

  • Consistently fast speeds
  • Wide availability around the country
  • Competitive pricing, especially for budget plans
What we dislike

  • Data caps on slower plans (unless you pay more)
  • Inconsistent pricing and speed availability
  • Reputation for poor customer service
Savings tip: Xfinity often has sign-up promotions for first-time customers. Call to ask a rep about current deals and discounts.
Check deals
Ziply Fiber brand
Staff rating
4.2

Fast, reliable fiber for larger households and power users

Ziply offers great pricing for medium-to-large households and absurdly fast internet for power users. This provider has a few quirks, like hidden contracts and no self-setup, but if those don’t bother you, Ziply is a solid internet service provider in the Northwestern US.

What we like

  • Low prices
  • Fast internet
What we dislike

  • Hidden contracts with promotional pricing
  • No self-setup
Savings tip: Ziply Fiber often has sign-up promotions for first-time customers. Call to ask a rep about current deals and discounts.
Check deals
Charter Spectrum brand logo
Value
3.0
Straightforward internet plans with budget-friendly pricing

Spectrum service offers a solid value—particularly at the lowest tier. There are only three plans to choose from, which could either be a plus or minus depending on your perspective. In this case, we feel it’s a good thing: the plans are straightforward and easy to understand.

The lowest-tier plan offers speeds up to 300 Mbps (wireless speeds may vary) at a decent price, according to government benchmarks (1). That's just $0.17 per megabit per second, with speeds that blow any DSL plan out of the water. The other two internet plans are less exciting, but still reasonably priced for the first year. After 12 months, your price could be up by $20 or more.

Pricing details vary by location. Visit
Spectrum's website
or call 1-844-733-6483 to speak with a rep.
See pricing
Xfinity brand
Value
4.0
Budget broadband internet plans are a great deal

Xfinity is generally a very good value, especially at the middle and lower tiers. In fact, it offers some of the best budget plans of any of the major internet service providers, with a 50 Mbps Internet Essentials plan for less than $20 per month and a 400 Mbps plan for $50 per month in some areas. Those plans have a data cap of 1.2 terabytes per month, which is disappointing but common among cable internet service providers (ISPs). Removing it costs an extra $30.

The 400 Mbps plan, which is about right for an average family, is also a great price. It rings in at about 36% of the national benchmark in its range. (1) That means you're paying just $0.18 per megabit, with plenty of megabits to go around.

Faster plans are available, but they are pretty pricey compared to the best fiber internet competitors we reviewed. Some areas can get speeds up to 2 Gbps, and others can get plans as fast as 6 Gbps. That is ludicrously fast, but it’s also really expensive. Most households don’t need those internet speeds unless they’re streaming a ton of 4K content at the same time or have 10 or more users, so we don’t recommend them for most households. They do come with unlimited data, though, so might still be worth it for some households.

Pricing details vary by location. Visit
Xfinity's website
or call 1-844-716-2783 to speak with a rep.
See pricing
Ziply Fiber brand
Value
5.0
Low-cost internet plans—unless you want the fastest speeds possible

Overall, Ziply offers fast fiber internet at great prices. Its slowest plans (50 Mbps and 200 Mbps) are the best value, priced at 25% and 33% of the national benchmark, respectively. (1) Its 1 gig plan is relatively more expensive, but it still comes in under 45% of the national benchmark for similar plans. After introductory pricing ends, your monthly bill will increase by about $20 per month, but you’ll still pay less than average. Plus, you’ll get unlimited data.

If you want the absolute fastest internet possible, Ziply also offers 2- and 5-gig plans, but these come with much higher price tags. A 2-gig plan is nearly double the cost of a 1-gig plan (no bulk discount here), and a 5-gig plan is nearly 4 times the cost! (2) And there’s no introductory pricing for these blazing-fast plans. You’ll also need to spring for your own router (the Ziply one doesn’t support these speeds). 1 gig should be more than enough speed to cover the vast majority of households, so we don’t recommend springing for these plans unless you’re sure you need them.

Pricing details vary by location. Visit
Ziply Fiber's website
or call 1-833-970-0803 to speak with a rep.
See pricing
Charter Spectrum brand logo
Performance
4.0
Reliable internet with speeds up to 1 Gbps

Spectrum offers speedy performance overall, with packages up to 1,000 Mbps available (wireless speeds may vary). The lower tiers are more exciting—almost every provider has a gig plan these days, but Spectrum’s lowest plan has speeds up to 300 Mbps, which is still excellent for all but the heaviest users. Additionally, there are no data caps on any of the plans, so you can use as much bandwidth as you like.

Speed is only half the equation, though—even the fastest connection is useless if it doesn’t work when you need it. Luckily, Spectrum is on par with its closest cable competitors here. It offers faster-than-advertised speeds most of the time, according to the US Federal Communications Commission (2), and earned the top spot for median speeds from Speedtest.net (3). Spectrum’s latency scores were a little higher than competitors Xfinity and Cox, but at just 25 ms, you’re still within the playability range for most online games.

Available speeds vary by location. Call 1-844-733-6483 to speak with a Spectrum rep or
go to its website.
Xfinity brand
Performance
5.0
Some of the best internet reliability we found

Xfinity internet performance is excellent. Its speeds are fast and reliable. In fact, in many markets, it has one of the fastest internet speeds around. The service is reliable and consistent. If outages occur, Xfinity is responsive and generally restores service within hours. Xfinity internet is also highly rated for speed (2), and research from the US Federal Communication Commission (FCC) scored it among the top for reliability (3).

Available speeds vary by location. Call 1-844-716-2783 to speak with a Xfinity rep or
go to its website.
Ziply Fiber brand
Performance
5.0
Fast, reliable fiber in most areas

Ziply has a fiber optic network, which is the most reliable kind of infrastructure out there. Fiber also allows for faster speeds than any other kind of internet, including upload speeds that are just as fast as download speeds (AKA symmetrical speed). Unfortunately, Ziply’s 1-gig plan isn’t symmetrical, serving up only 35 Mbps for upload, and that’s a shame. Still, most families will find a symmetrical 200 Mbps connection plenty fast, while high-powered users can opt for a 2- or 5-gig symmetrical plan (though it’ll cost you big).

Other than that, Ziply performs pretty well. It typically uses only 40% of its infrastructure capacity (3), which means you’re less likely to see slowdowns during peak hours. However, Ziply has legacy DSL infrastructure in some rural areas and tends to perform slower than other DSL providers.

Available speeds vary by location. Call 1-833-970-0803 to speak with a Ziply Fiber rep or
go to its website.
Charter Spectrum brand logo
Equipment and Installation
4.5
You can rent a router or use your own, and there’s a fee for self-installation

Spectrum’s equipment setup is a bit different than most—at least when it comes to fees. There is no charge for the modem, but there is a $5 monthly fee for the wireless router (waived on the gig plan). What this means is that Spectrum gives you a separate modem and router, instead of a combined gateway. It also means you can opt to bring your own wireless router if you prefer. Customers can also add Wi-Fi extenders, called Pods, for $3 each per month. If you use the Spectrum router, you can use the company's highly rated smartphone app to manage settings and parental controls.

Installation is straightforward and affordable. If you need a pro to come out, you can opt for a professional installation for $59.99. If you can handle the installation yourself, the self-install kit is about $25. We’d prefer free self-installation, but it isn’t the highest self-install fee we’ve seen, so we’ll take what we can get.

Equipment and installation options can vary widely depending on
Spectrum plans
available in your area.
View plans
Xfinity brand
Equipment and installation
3.0
Typical installation fees and Wi-Fi equipment

Xfinity internet offers the usual choice of professional and self-installation. The professional option is often more affordable than competitors, at $100. It's required if you haven't had Xfinity service at the address for more than 12 months. The self-install kit is free, though you may pay for shipping and handling. If you have trouble installing yourself, you can contact customer service for help but may face long hold times.

As for equipment, the Xfinity xFi gateway is fairly typical (and costs a fairly typical $14 per month). You can also add a Wi-Fi extender (and unlimited data) if you bump up to xFi Complete for about $15 per month for the first two years (and $25 per month starting in year 3). This is a bit steep for just the extender—you can grab an excellent Wi-Fi extender for right around $50. However, using Xfinity's equipment gives you unlimited data, and you qualify for a free upgrade after three years.

Read more about how internet bills work.

If you use your own equipment, unlimited data costs an extra $30 per month for lower tier plans, but is included for plans of at least 1 Gbps.

Equipment and installation options can vary widely depending on
Xfinity plans
available in your area.
View plans
Ziply Fiber brand
Equipment and installation
4.0
Equipment and installation costs mostly balance each other out

Ziply’s equipment costs can add up. Its router/modem combo is a reasonable $10 per month, but its Whole Home Wi-Fi costs $20 per month. Sometimes, Ziply runs promotions that include Wi-Fi, so keep an eye out for those. Ziply’s Wi-Fi is Wi-Fi 6 technology, which is the best technology available. You can stream up to 12 devices at once (Wi-Fi 5 allows only up to 5). However, Ziply’s router isn’t compatible with its 2- and 5- gig plans. If you want one of these plans, you must BYO router, and not all routers are compatible, so be careful here.

Professional installation is free, which is great because Ziply doesn’t have a self-install option. Technicians will run cables from the street to your home, wire up your house, and set up your Whole Home Wi-Fi. The downside is technicians likely won’t get all this done in a single visit, so it might take a few weeks to get you up and running.

Equipment and installation options can vary widely depending on
Ziply Fiber plans
available in your area.
View plans
Charter Spectrum brand logo
Customer Experience
2.5
Watch out for hefty fees and price hikes down the road

We’ll just come right out and say it: Spectrum has a lot of fees. While you may never see most of them, it’s worth noting that they’re there. Here’s a sample:

  • $5 to pay over the phone(?!)
  • $5 reconnection fee
  • $19.99 to upgrade equipment when switching to the Internet Gig plan

These aren’t going to be on every bill, and you may never see most of them. However, when you do, it makes for a poor experience.

When you add second-year price hikes in the range of $20+, things aren't looking good for Spectrum customers. However, Spectrum customers seem to be about as satisfied with customer service as customers with competitors Cox and CenturyLink, and it's only slightly worse than average. (4)

If Spectrum is the only cable provider in your area and your home isn't wired for fiber internet, we recommend the service. Just set a calendar reminder to contact customer service in a year and see if you can negotiate the price down!

Visit Spectrum's website
or call 1-844-733-6483 for more information on contracts and money-back guarantees.
Go to provider
Xfinity brand
Customer experience
3.5
Rapidly improving customer service scores

The Xfinity internet customer experience is kind of a mixed bag. On the one hand, you have reliable service, with the option for unlimited data if you want it. This makes for a great day-to-day experience.

On the other hand, Xfinity internet has a spotty customer service track record. Technically, it ranks above average on customer surveys (4). That said, we all remember the memes from a few years ago. While customer service seems to be improving (based on survey scores, at least), not everyone has a great experience, and we still see a lot of complaints about billing issues and miscommunication between the company and the techs it hires.

If you need to connect with the company, we recommend using its customer service portal and downloading the Xfinity app first before trying to reach reps by phone.

Visit Xfinity's website
or call 1-844-716-2783 for more information on contracts and money-back guarantees.
Go to provider
Ziply Fiber brand
Customer experience
3.0
Could be more customer-friendly with more self-help options and better transparency

We love that Ziply provides professional installation for free, but we’re bummed that it doesn’t even offer a self-setup option. Ziply has some great self-help content on its website for troubleshooting or changing out your router later—you just can’t use it to get started. Forcing you to use professional installation also means it takes longer to get started, and that’s tough if you’ve just moved to the area. If you’re not moving, it still means you’ll have to juggle your old service with Ziply installation times to avoid a gap in internet service.

We’re also not a fan of Ziply’s hidden contracts. It advertises no-contract plans, but if you read the fine print, you’ll pay early termination charges if you try to leave before your promotional plan ends. All that said, Ziply’s customer service is decent, and most negative reviews call out the same kinds of issues other providers get: billing disputes. (4)

Visit Ziply Fiber's website
or call 1-833-970-0803 for more information on contracts and money-back guarantees.
Go to provider
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Made up your mind?
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Spectrum
4.0
(513)
5 Star
34%
4 Star
41%
3 Star
20%
2 Star
4%
1 Star
1%
A
Andrewfrom Newark, NY
Spectrum Customer for 1+ years
Reviewed on: 6-17-2022
My internet goes out all the time whenever I first go to use it when returning home from anywhere.
T
Theresafrom Merriam, KS
Spectrum Customer for Less than a year
Reviewed on: 6-17-2022
My choice was limited due to my location. Not very pleased that I got my first bill less than a week after activation. And due in less than three after activation.
N
Nathaliafrom Sherman Oaks, CA
Spectrum Customer for 1+ years
Reviewed on: 6-17-2022
The connection is good and fast overall. It disconnects sometimes out of nowhere, so I wish it was more stable.
J
Jpfrom Evansville, IN
Spectrum Customer for 8+ years
Reviewed on: 6-17-2022
Thank you all right we have a limited opportunities in this
Xfinity
4.1
(479)
5 Star
41%
4 Star
41%
3 Star
14%
2 Star
2%
1 Star
2%
R
Ronfrom Red Bank, NJ
Xfinity Customer for 8+ years
Reviewed on: 6-17-2022
The service offered and the connection and the costs all meet my desires
R
Rebeccafrom Olathe, KS
Xfinity Customer for 4+ years
Reviewed on: 6-17-2022
Xfinity has been a great service provider. Fast speeds and good customer service. I like the flexibility of different programs available. I also like the cost. It is pretty compareable and a manageable month payment.
D
Davidfrom Aurora, CO
Xfinity Customer for 8+ years
Reviewed on: 6-17-2022
I think I pay too much, especially when I hear the offers to potential new customers. No attention is given to reducing the cost for us loyal customers. Phoning Customer Service is a nightmare I will avoid sat all costs. Reliability is good, speeds questionable at times, Flex is a great product.
D
Darrylfrom Monroe, GA
Xfinity Customer for 8+ years
Reviewed on: 6-17-2022
It is very fast and reliable. It always has a good signal. They do not need to improve.
Ziply Fiber
3.0
(2)
5 Star
0%
4 Star
0%
3 Star
100%
2 Star
0%
1 Star
0%
R
Rowdyfrom Coos Bay , OR
Ziply Fiber Customer for Less than a year
Reviewed on: 11-21-2022
I love the service. The biggest problem is I signed up with the acp plan and every month they keep sending me a bill. The service is only 20 bucks a month and acp covers up to 30 dollars.
M
Michaelfrom Hillsboro, OR
Ziply Fiber Customer for 1+ years
Reviewed on: 6-17-2022
Price was fine, but they are adding charges all the time. They need to make sure the customer feels taken care of. The last time we were on the phone, they made it seem like it was our fault when their lines were faulty. And they didn't offer a break or a credit for the downtime.
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Endnotes and sources
  1. 2022 Urban Rate Survey – Fixed Broadband Service,” FCC. Accessed 17 June 2022.
  2. "Measuring Broadband America," FCC. Retreieved Dec. 7, 2022.
  3. "Fastests ISPs of 2022," Speetest.net. Retrieved Dec. 7, 2022.
  4. "Satisfaction Benchmarks by Company, Internet Service Providers," ACSI. Retrieved Dec. 7, 2022.
Endnotes and sources
As an Amazon Associate, Switchful.com may earn commissions from qualifying purchases.
1. "2022 Urban Rate Survey," FCC. Retrieved Dec. 7, 2022.2. "Speed Test Global Index," SpeedTest.net. Accessed 19 October, 2022.3. "Measuring Broadband America," Federal Communications Commission. Accessed 19 October 2022 4. "Internet Service Providers," American Customer Satisfaction Index. Accessed 19 October 2022.


Endnotes and sources
1. “2022 Urban Rate Survey – Fixed Broadband Service,” FCC. Accessed 12 December 2022.2. "Satisfy Your Need for Speed," Ziply Fiber. Accessed 12 December 2022.3. "Why Choose Fiber?," Ziply Fiber. Accessed 12 December 2022.4. "Ziply Fiber Customer Reviews," Better Busines Bureau. Accessed 12 December 2022.