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Philo vs. Xfinity Television plan comparison


Rebecca Palmer smiles for the camera
Headshot of Dave Schafer
Researched by
Headshot of Bri Field
Reviewed by
Bri FieldAssigning Editor
Updated 3/2/23
Philo
Staff rating
3.3
Customer rating
4.4
(5)

  • Plans starting at $25.00
  • 60 channels
Xfinity brand
Staff rating
3.8
Customer rating
4.2
(156)

  • Plans starting at $19.99
  • 10+ channels
Philo
Staff rating
3.3

The softer (and cheaper) side of streaming live TV

Philo is a great value if you love feel-good movies, reality TV, and shows about home and family, but you’ll miss out on sports, news, and local channels. We put it to the test on browsers, phones, and streaming sticks, and we think it’s a fair contender for the softer side of live TV.

What we like

  • Affordable pricing
  • Nice entertainment and lifestyle lineup
  • No-fuss setup and navigation
What we dislike

  • No sports or local channels
  • Limited news coverage
  • Repetitive, unskippable ads
Xfinity brand
Staff rating
3.8

One of the top cable TV options on the market

Xfinity TV offers a lot of features and strong channel prices, as well as powerful internet to bundle up with. High fees hamper the experience, but Xfinity remains one of the best cable TV options on the market—and it’s also one of the most widely available.

What we like

  • Extensive availability
  • Reasonable pricing
  • Good bundle options
What we dislike

  • Premium entertainment costs extra
  • Lots of fees
  • Low channel count on cheapest tier
Philo
Value
3.0
Less than half the cost of top competitors

Philo, a live TV streaming service cleverly named after the inventor of the television, is one of the cheapest live TV options we tested. It’s a great value for limited live TV and an endless array of movies, entertainment, and lifestyle shows. It offers HGTV plus all the Hallmark and Lifetime channels before add-on pricing, unlike some competing live TV services. There are other add-ons, but even if you pay for them all, you’ll still pay less than most of the other live TV services we reviewed.

It’s a nice price, but there’s a reason Philo can get away with charging less than half the other guys: there are no sports, no local channels, and very limited news options. That means missing out on more than just your local news broadcasts and home games. You’re also locked out of recently aired entertainment from PBS, NBC, ABC, CBS, and Fox. A digital antenna is an easy workaround, but you’ll need a separate DVR if you want to save the content to watch later. You could sign up for on-demand streaming apps to make up the difference, but prices add up quickly.

Xfinity brand
Value
3.5
Affordable packages meet high fees

If you look at package rates alone, Xfinity is one of the cheapest TV providers out there—prices are low, and while the channel count isn’t the highest, it’s got all the most popular channels (1) covered. However, a slew of additional fees causes the monthly price to be quite a bit higher than advertised (it wouldn’t be a stretch to see $60 or more in fees on your TV bill, in addition to the package price). Ultimately, while the service itself is a solid value, it’s going to end up costing you.

Philo
Content
3.0
Plenty to watch, but no sports or local channels

If you love home renovation shows, feel-good movies, and reality TV, Philo has a channel lineup you’ll love. You get more than 60 channels, including Lifetime, Hallmark, A&E, and the up-and-coming INSP with the base package price. We also happened upon shows from TV’s rich past, including I Love Lucy, Father Knows Best, Matlock, Doctor Who, and even Touched by an Angel. There’s a strong selection of shows about the Black experience, too, including Rasheeda Jones’s Boss Moves and much more.

In addition to its own channels and on-demand offerings, Philo makes it easy to access free programming from services including Crackle, Cheddar News, Gusto TV, and RetroCrush, the new station featuring classic anime hits.

There are more than 60,000 shows in the on-demand library, but it’s hard to recommend Philo for most cord cutters. The service stays super cheap by skipping local channels, sports, national news, and many of the most popular national networks. (1) That means no games, no Modern Family, no Late Night Tonight, and no 60 Minutes. You don’t get Fox News, MSNBC, HBO, or CNN either, and we didn’t happen upon any foreign-language programming in our tests.

It’s not great, but there is a silver lining. Philo comes with a free trial and is easy to cancel online, so you can sign up for just a month or two whenever you’re in the mood for all the movies and programming it offers.

Xfinity brand
Features
4.5
One of the best DVR systems available

Xfinity offers the X1 DVR system, which is one of the best all-around DVRs on the market. It’s easy to use and offers a substantial amount of storage—up to 300 hours of HD video. The only unfortunate thing about the X1 system is that you need to order at least two set-top boxes to get an X1—the first box will just be a basic DVR without the advanced features and voice control. That said, many users will want at least one box for the living room and one for the bedroom, so this shouldn’t be too steep of a barrier to entry.

The standard X1 system comes with a sleek charcoal-colored remote with small buttons, but the company also offers a large remote with optional wrist-strap for customers who need the extra accessibility.

Xfinity also offers the Xfinity Stream app, which gives you access to your entire channel lineup, plus on-demand content and your DVR recordings, on any device. Xfinity Stream works on iPhone, iPad, and Android devices, and it’s a great way to stay up-to-date with your favorite shows while you’re traveling (or just waiting in line).

Philo
Features
4.0
Unlimited DVR, but no way to watch in 4K

Philo offers many of the features you’d expect from a modern live TV streaming service. In our tests, it was easy to create profiles for different watchers, and the DVR libraries and favorites were kept separate. You can add up to 10 profiles and assign each a separate mobile phone number, so different users can sign in using their personal phones. However, there were no parental controls to be found.

The DVR and on-demand experiences were pretty par for the course in our tests, and Philo recently upgraded its cloud DVR to save recordings for up to a year. We like that you get three extra months to watch your recordings, compared to competitors Hulu + Live TV and YouTube TV, which give you only nine months. Unlimited recordings is also pretty sweet, and we liked Philo’s 72-hour Rewind feature. You can use it to watch almost anything that’s aired in the last 72 hours, even if you forgot to add it to your library before it aired.

You can watch Philo on up to three screens at a time, without a lot of verification or hassle, and we didn’t run into any issues when we tried multiple devices and browsers from different locations. Unfortunately, there is no way to watch in 4K—the service maxes out at 1080p resolution no matter how you’re watching.

Xfinity brand
Equipment and installation
4.0
Affordable, flexible installation options

Xfinity offers both professional and self-installation options. Having a pro come by costs less than $90, which is less than many other providers. The self-install kit is free of charge, though you may pay for shipping and handling. We generally recommend self-installation whenever possible, both because it’s cheaper and because you can do it on your own time.

Aside from the installation fee, you’ll need to determine how many DVRs you want for your home prior to installation. You don’t have to pay for them up front, and you can always add more later, but ideally, you’ll have the right number of boxes from the outset, so you can just start enjoying your new TV service.

Philo
Usability
3.5
Simple interface and easy login, but take time to build up your DVR

We tested the Philo interface on iOS and Android mobile phones, a few different web browsers, and an Apple TV. The interface was similar across devices, and the setup was one of the simplest among all the live TV streaming services we tested. After we entered payment info, we got right into the guide. The original browser saved our login info. Signing in later on different browsers and apps required two-step verification using a mobile phone number or email address, but we never had to enter (or remember) a password.

When you get to the Home screen on Philo, you’ll find a roundup of trending live and recommended shows, plus top movies and other categories. You can see whether a show is available on demand by clicking through to the episode description or by hovering your mouse over a particular episode, but there’s no way to tell at the series level. However, you can favorite shows at either the episode or series level, and saving a series means all future episodes will be recorded in your Saved library. You can also favorite channels, and that makes them show up first in the channel guide. It’s fairly simple to unfavorite, and the changes appear across devices instantly.

The viewing experience is about what you’d expect from a live TV provider, but with some oddities. Watching live, the only way to skip commercials is to record the episode in progress, wait several minutes, and skip ahead whenever the commercials come on. You can also fast forward through most commercials on DVR content, and some channels let you skip ads with one click on Roku streaming devices. The weird part was seeing political ads for candidates and issues in faraway states. We didn’t love the repetitive commercials that have become common on streaming services in the last few years, either.

We ran into some buffering issues with Philo on the Apple TV we tested, particularly with the channel guide. It happened on different devices in multiple locations, so we’re pretty sure it wasn’t a bandwidth issue. The slow loading wasn’t a dealbreaker, but we can see how channel surfers would be annoyed.

To get the most out of Philo, we recommend spending some time in the beginning to find and add your favorite shows. Within a few days, your Saved library will fill up with dozens of episodes to choose from.

Xfinity brand
Sports and premium channels
3.5
Good selection, unpredictable prices

Xfinity has all of the premium channels you could want, including HBO Max, SHOWTIME, STARZ, Cinemax, EPIX, and more. Prices for these add-ons vary from around $5 per month to around $15 per month.

Xfinity also has a healthy selection of sports channels available, including ESPN, the Golf Channel, the Tennis Channel, MLB Network, the Olympic Channel, and many more. It’s worth noting that with sports, the selection does differ slightly between packages, so while the higher-tier plans offer more sports channels, you actually give some up in the process—just pay close attention to make sure you’re still getting the networks you want!

If the sports coverage isn't up to snuff, you may be in luck! Check out our expert resources on how to watch pro baseball, how to watch NFL games, how to watch hockey, and more.

Endnotes and sources
(1) “Network Ratings 2021 Top Channels.” Variety. Retrieved August 19, 2022.As an Amazon Associate, Switchful.com may earn commissions from qualifying purchases.
Endnotes and sources
Philo
4.4
(5)
5 Star
40%
4 Star
60%
3 Star
0%
2 Star
0%
1 Star
0%
J
Jenniferfrom Cincinnati , OH
Philo Customer for 1+ years
Reviewed on: 9/15/2022
The value could be a little less expensive. Philo is the most expensive app I have. I do like all the shows I am able to watch though.
H
Hattiefrom Bellville , TX
Philo Customer for Less than a year
Reviewed on: 9/11/2022
Programs are shown with clarity very nice. Would like to have local channels in package
T
Toshafrom Cincinnati , OH
Philo Customer for 1+ years
Reviewed on: 7/20/2022
It's an affordable service, and one of the cheaper ones. They have a ton of channels for everything you want to watch. It's easy to use. Prefer it over cable or satellite.
C
Camronfrom Port Richey, FL
Philo Customer for 1+ years
Reviewed on: 6/28/2022
The DVR feature works great! I love that I can save movies but not that I can't access all of them all of the time.
Xfinity
4.2
(156)
5 Star
44%
4 Star
37%
3 Star
14%
2 Star
4%
1 Star
1%
D
Donfrom Windber, PA
Xfinity Customer for 8+ years
Reviewed on: 6/30/2022
great price, great customer service
S
Stevenfrom York, PA
Xfinity Customer for 8+ years
Reviewed on: 6/29/2022
They keep raising prices every few months and the service keeps getting worse. They still have a lot of work to do when it comes to customer service. Equipment and infrastructure needs to be maintained and improved. Features don't always perform as described.
M
Miguelfrom Coon Rapids, MN
Xfinity Customer for 1+ years
Reviewed on: 6/18/2022
First, Xfinity has a high internet speed. Second, I didn't always use Xfinity. Lastly, watching live sports has no problem.
R
Richardfrom Eugene, OR
Xfinity Customer for 8+ years
Reviewed on: 6/17/2022
they overcharge and try to conceal it by saying that they are including (free?) special contentuding free
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