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Philo vs. Spectrum vs. Xfinity Television plan comparison


Rebecca Palmer smiles for the camera
Headshot of Dave Schafer
Researched by
Headshot of Bri Field
Headshot of Michal Ash
Reviewed by
Updated 4/11/23

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Philo
Staff rating
3.1
Customer rating
4.4
(5)

  • Plans starting at $25.00
  • 60 channels
Charter Spectrum brand logo
Staff rating
2.8
Customer rating
4.0
(155)

  • Plans starting at $29.99
  • 140+ channels
Xfinity brand
Staff rating
3.8
Customer rating
4.2
(156)

  • Plans starting at $19.99
  • 10+ channels
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Philo
Staff rating
3.1

The softer (and cheaper) side of streaming live TV

Philo is a great value if you love feel-good movies, reality TV, and shows about home and family, but you’ll miss out on sports, news, and local channels. We put it to the test on browsers, phones, and streaming sticks, and we think it’s a fair contender for the softer side of live TV.

What we like

  • Affordable pricing
  • Nice entertainment and lifestyle lineup
  • No-fuss setup and navigation
What we dislike

  • No sports or local channels
  • Limited news coverage
  • Repetitive, unskippable ads
Savings tip: Philo often has
sign-up promotions
for first-time customers. Call to ask a rep about current deals and discounts.
Check deals
Charter Spectrum brand logo
Staff rating
2.8

No contracts and affordable prices

Spectrum TV is good if you’re bundling and on a budget, and we love the $500 contract buyouts. Better yet, Spectrum doesn’t force you into a contract, so you can give the cable TV service a try with relatively little risk. We don’t love the low channel count, and it’s a bummer that you can get 4K programming only if you also have home internet (and upgrade your DVR to an Apple TV box).

What we like

  • Simple package options
  • No contract to join
  • Up to $500 contract buyout if you switch
What we dislike

  • Second-year price hikes
  • High broadcast fee
  • No DVR with basic receiver
Savings tip: Spectrum often has
sign-up promotions
for first-time customers. Call to ask a rep about current deals and discounts.
Check deals
Xfinity brand
Staff rating
3.8

One of the top cable TV options on the market

Xfinity TV offers a lot of features and strong channel prices, as well as powerful internet to bundle up with. High fees hamper the experience, but Xfinity remains one of the cheapest cable TV options on the market—and it’s also one of the most widely available.

What we like

  • Extensive availability
  • Reasonable pricing
  • Good bundle options
What we dislike

  • Premium entertainment costs extra
  • Lots of fees
  • Low channel count on cheapest tier
Savings tip: Xfinity often has
sign-up promotions
for first-time customers. Call to ask a rep about current deals and discounts.
Check deals
Philo
Content
1.0
Plenty to watch, but no sports or local channels

If you love home renovation shows, feel-good movies, and reality TV, Philo has a channel lineup you’ll love. But you won’t find sports, local channels, or news.

Local: 0/5
Philo doesn’t offer any local channels, so that means no local news, no primetime favorites, no local sports, and no awards shows. If you want this programming, we recommend checking out live TV streaming options YouTube TV and Hulu + Live TV or a traditional TV provider like your local cable company or satellite TV providers DISH or DIRECTV.

Sports: 0/5
Like with local channels, Philo doesn’t offer any sports coverage. You can catch some sports content on ESPN+ or get a decent variety on services like Fubo or Sling TV. If you want to catch every NFL game, you could even try the NFL Sunday Ticket premium channel from YouTube.

Family and education: 2/5
Where Philo is a poor choice for sports and news, it’s a great choice for families and kids. You get multiple channels from Discovery with the base package price, plus Animal Planet, Great American Family, Family Entertainment TV (FETV), three Nickelodeon channels, Story Television, and Science. There’s no Disney, Cartoon Network, or PBS, but we love that Philo makes it easy to access free programming from services including Crackle, Cheddar News, Gusto TV, and RetroCrush, the new station featuring classic anime hits.

News and politics: 0/5
While you can technically catch BBC America and BBC World News on Philo, there’s virtually none of the news or analysis you would expect from traditional TV. There’s not even Late Night Tonight, and no 60 Minutes or PBS Newshour. You don’t get Fox News, MSNBC, HBO, or CNN either, and we didn’t happen upon any foreign-language news programming in our tests.

Entertainment and lifestyle: 2.5/5
Philo does better—a lot better—when it comes to stories, movies, and inspirational shows. You get all the Hallmark and Lifetime channels before add-on pricing, plus A&E and the up-and-coming INSP channel. We also found shows from TV’s rich past, including I Love Lucy, Father Knows Best, Matlock, Doctor Who, and even Touched by an Angel. There’s a strong selection of shows about the Black experience, too, including Rasheeda Frost's Boss Moves and much more. Even better, you get to choose from four different MTV channels before add-ons.

Local news, sports, and entertainment channels vary based on your location. Check out
Philo channel offerings
in your area.
View plans
Charter Spectrum brand logo
Content
3.5
You’ll pay extra for premium sports and entertainment

Spectrum TV is a good choice for basic TV viewing on a budget, especially if you bundle with home internet. You get more than 125 channels with TV SELECT and more than 140 channels on MI PLAN LATINO, but those are your only package options. Your exact channel lineup depends on where you live (and some areas even have unique package options), so enter your address and check the channel guide as you decide.

Local: 4/5
Spectrum does a great job of providing local channels throughout the hundreds of markets it covers. You get the big four—NBC, ABC, CBS, and FOX—plus The CW and Spanish-language channels. You’ll miss out on a few smaller local networks in some areas, such as Antenna TV and Estrella TV, but we have no major complaints.

Sports: 3/5
Spectrum TV is only passable when it comes to sports. You’ll get national games on the local networks and coverage from networks like TNT and FS1, but you’ll have to pay extra for goodies like MLB Extra Innings, NHL Center Ice, and the ESPN College Extra. You may be eligible for various regional sports networks, but they almost always cost extra. The sports pack is a breezy $6 per month, which isn’t bad, but we’d still prefer the channels be in the standard package.

Family and education: 3/5
Spectrum TV also earns a passing grade for kids shows, but it’s nothing to write home. You won’t get Disney Jr., Nat Geo Wild, Cartoon Network, or Nick Jr., unfortunately. Smithsonian’s out, too, and Science (you can get some of these with the Entertainment View add-on, but it costs $12 extra each month). You do get PBS, though, plus the regular Disney channel, Family Entertainment TV (FETV), and Discovery. It’s not great, but it’s not awful either.

News and politics: 4.5/5
Spectrum doesn’t offer the hotly debated Newsmax channel at its base price, but it has almost everything else news junkies crave. You get national networks CNN, MSNBC, and Fox News, plus all the news that comes with local channels. If your primary reason to pay for live TV is to stay up to date, we think you’ll be pretty happy with what Spectrum has to offer.

Entertainment and lifestyle: 3.5/5
Spectrum TV’s lineup for movies, home improvement shows, reality TV, and true crime is just OK. You’ll have to pay extra for HBO, SHOWTIME, STARZ, and CINEMAX, or for an Entertainment View add-on that includes NFL Network, OWN, and the Cooking Channel. That said, you get channels like Investigation Discovery (ID), TLC, Hallmark, and INSP with the regular package price. You can’t get Ion or Ion Mystery either way, which is a bummer, but there are still hundreds of channels to choose from.

Local news, sports, and entertainment channels vary based on your location. Check out
Spectrum channel offerings
in your area.
View plans
Xfinity brand
Content
4.5
A lot to love, if you're willing to pay premium prices

Xfinity is one of the country’s biggest cable TV providers, and it offers a wide range of basic and premium channels. If you pay for the highest tier of service, you’ll have access to an excellent selection of shows and games. Even at lower tiers, you’ll still get a respectable selection of channels, but you’ll miss out on a few faves. We based our scores primarily on English and Spanish options, but Xfinity has some great international options you might want to check out as well.

Local: 4/5
Local channels are some of the oldest and most popular networks out there, featuring local and national news, national sports, and syndicated favorites. With Xfinity TV, you get access to almost all the top local channels. You’ll miss out on Comet, but most users won’t be too sad about missing its infomercials and reruns. You also get CBS All Access, the streaming service from CBS, but whether you can watch your local CBS affiliate depends on where you live.

Sports: 4.5/5
Xfinity is one of the best TV providers out there for sports. It offers channels for everything from pro basketball and football to golf. You can get ESPN, TNT, Fox Sports 1 (FS1), and more. Whether you can access regional sports networks depends on where you live, so check the channel guide in your area if there are specific games or teams you can’t miss. There’s no way to see all out-of-market games like you can with NFL Sunday Ticket from YouTube TV, but there’s still enough games for almost any appetite.

Family and education: 4/5
Xfinity offers a lot for families to love, including a huge selection of educational channels and shows for kids, with everything from travel and history shows to Disney and Disney Jr., Nickelodeon, and Animal Planet. You’ll miss out on Heroes and Icons and may not have access to CBS, which brings the score down a bit, but it’s still a solid choice.

News and politics: 4.5/5
If you live for breaking updates and political commentary, Xfinity has you covered. You get access to all the biggest national networks on both sides of the aisle, including Fox News, Newsmax, and MSNBC. You even get BBC America, VICE, and almost all your local channels. You’ll miss out on the Weather Channel and the Castilian Spanish station Estrella, but Xfinity is still one of the best options out there for news junkies.

Lifestyle and entertainment: 3.5/5
If there’s one area where Xfinity’s lacking, it would have to be movies and entertainment. Don’t get us wrong—you’ll still get Hallmark, Lifetime, Comedy Central, HGTV, and more, but you’ll have to pay add-on prices for HBO, STARZ, SHOWTIME, Cinemax, and MGM+ (formerly Epix).

Local news, sports, and entertainment channels vary based on your location. Check out
Xfinity channel offerings
in your area.
View plans
Philo
Value
3.0
Less than half the cost of top competitors

Cleverly named after the inventor of the television, Philo is one of the cheapest live TV options we tested. It’s a great value for limited live TV and an endless array of movies, entertainment, and lifestyle shows. There are other add-ons, but even if you pay for them all, you’ll still pay less than most of the other live TV services we reviewed. You’ll also find more than 60,000 shows in the on-demand library, but it’s hard to recommend Philo for most cord cutters.

The service stays super cheap by skipping local channels, sports, national news, and many of the most popular national networks. (1) You’re also locked out of recently aired entertainment from PBS, NBC, ABC, CBS, and Fox. A digital antenna is an easy workaround, but you’ll need a separate DVR if you want to save the content to watch later. You could sign up for on-demand streaming apps to make up the difference, but prices add up quickly.

It’s not great, but there is a silver lining. Philo comes with a free trial and is easy to cancel online, so you can sign up for just a month or two whenever you’re in the mood for all the movies and programming it offers. It’s also a nice option for subscription hopping, if you can remember to cancel within a few months.

Get the best value by speaking directly with a sales rep or check your address at
Philo's website.
Check address
Charter Spectrum brand logo
Value
3.5
Good starting prices, but extras add up quickly

The two package options from Spectrum TV are pretty decent when it comes to channel per dollar, and you get all but one of America’s top 100 channels. (1) You’ll need add-ons for international programming, premium sports, and premium education and entertainment, but the cost is about average compared to other providers we review.

You’ll have to pay even more for your cable boxes and DVRs. Plus, there’s virtually no way out of a local broadcast fee, which tops out at more than $20 per month. Worst of all, that low base price will increase in the range of $20–$30 per month after your first 24 months. Competing services have much bigger second-year price jumps (we’re looking at you, DIRECTV and Astound TV), but we still wish Spectrum would end the practice.

Get the best value by speaking directly with a sales rep at 1-844-733-6483 or check your address at
Spectrum's website.
Check address
Xfinity brand
Value
3.5
Affordable packages meet high fees

If you look at package rates alone, Xfinity is one of the cheapest TV providers out there—prices are low, and while the channel count isn’t the highest, it’s got all the most popular channels (1) covered. However, a slew of additional fees causes the monthly price to be quite a bit higher than advertised (it wouldn’t be a stretch to see $60 or more in fees on your TV bill, in addition to the package price). Ultimately, while the service itself is a solid value, it’s going to end up costing you.

Get the best value by speaking directly with a sales rep at 1-844-716-2783 or check your address at
Xfinity's website.
Check address
Philo
Features and usability
3.5
Simple interface and easy login, but take time to build up your DVR

Philo is pleasant on a day-to-day basis, and works better than some of its higher-priced competitors. There's no 4K, though, and we found some platform-specific quirks.

Ability to watch: Good
We tested the Philo interface on iOS and Android mobile phones, a few different web browsers, and an Apple TV. The interface was similar across devices, and the setup was one of the simplest among all the live TV streaming services we tested. After we entered payment info, we got right into the guide. The original browser saved our login info. Signing in later on different browsers and apps required two-step verification using a mobile phone number or email address, but we never had to enter (or remember) a password.

We didn’t run into any issues when we tried multiple devices and browsers from different locations, which was a refreshing change from services like Hulu + Live TV, which tracks your IP address. Unfortunately, there is no way to watch in 4K—Philo maxes out at 1080p resolution no matter how you’re watching.

The viewing experience is about what you’d expect from a live TV provider, but with some oddities. Watching live, the only way to skip commercials is to record the episode in progress, wait several minutes, and skip ahead whenever the commercials come on. You can also fast forward through most commercials on DVR content, and some channels let you skip ads with one click on Roku streaming devices.

We ran into some buffering issues with Philo on the Apple TV we tested, particularly with the channel guide. It happened on different devices in multiple locations, so we’re pretty sure it wasn’t a bandwidth issue. The slow loading wasn’t a dealbreaker, but we can see how channel surfers would be annoyed.

Ability to record: Excellent
The DVR and on-demand experiences with Philo were pretty par for the course in our tests, and Philo recently upgraded its cloud DVR to save recordings for up to a year. We are impressed that you get three extra months to watch your recordings, compared to competitors Hulu + Live TV and YouTube TV, which give you only nine months. Unlimited recordings is also pretty sweet, and we liked Philo’s 72-hour Rewind feature. You can use it to watch almost anything that’s aired in the last 72 hours, even if you forgot to add it to your library before it aired.

To get the most out of Philo, we recommend spending some time in the beginning to find and add your favorite shows. Within a few days, your Saved library will fill up with dozens of episodes to choose from.

Ability to find: Good
When you get to the Home screen on Philo, you’ll find a roundup of trending live and recommended shows, plus top movies and other categories. You can see whether a show is available on demand by clicking through to the episode description or by hovering your mouse over a particular episode, but there’s no way to tell at the series level. However, you can favorite shows at either the episode or series level, and saving a series means all future episodes will be recorded in your Saved library. You can also favorite channels, and that makes them show up first in the channel guide. It’s fairly simple to unfavorite, and the changes appear across devices instantly.

The channel guide itself is less impressive. Channel numbers aren’t listed (just logos) and you have to click into a program to get additional preview info. It works, but there aren’t a lot of bells and whistles to rave about.

Ability to share: Good
Philo offers many of the features you’d expect from a modern live TV streaming service. In our tests, it was easy to create profiles for different viewers, and the DVR libraries and favorites were kept separate. You can add up to 10 profiles and assign each a separate mobile phone number, so different users can sign in using their personal phones. However, there were no parental controls to be found.

You can watch Philo on up to three screens at a time, without a lot of verification or hassle.

Charter Spectrum brand logo
Equipment and features
2.5
Bare bones but nice for budget viewers, especially with bundling

The daily Spectrum TV experience isn't as good as what you may find with other cable competitors, and it's quite a bit worse than you would get with a satellite TV provider. It all works, but it's not the top of the line.

Ability to watch: Good
Spectrum TV uses HD receivers from a handful of companies, but none are very impressive and there’s no way to control which one you receive. The no-frills remote has controls for channels, a TV guide, and your DVR (if you pay extra for the service). It’s functional, but there’s no voice remote or way to watch in 4K unless you have an Apple TV (or buy one from Spectrum).

Ability to record: Fine
Spectrum’s DVR options are not nearly as good as the DVR setups you’ll get with satellite TV providers, and it falls short compared to other cable providers, too. Rather than create its own high-tech DVR, Spectrum offers a payment plan for a 4K Apple TV that’s preloaded with the Spectrum TV app. You can also use your own Apple TV or buy theirs up front, but the Apple TV option requires internet access.

It’s the best way to access 4K programming with Spectrum, but it ends up being a little more expensive than the competition’s top-of-the-line DVRs. If you end service before you pay your Apple TV off, you’ll be charged the complete price for the device. It’s not a bad deal if you’re already in the Apple ecosystem and have multiple streaming services in addition to cable TV, but it’s not a huge value add for a lot of users.

That aside, we like that you can record from either your regular set-top box or the highly rated mobile app, and it’s easy to see how much storage capacity you have left. You top out at just about 100 hours of HD storage, though, so keep an eye on that library and make sure to delete anything you don’t need.

Ability to find: Fine
You don’t get a voice remote with the standard Spectrum TV equipment, but you do get channel buttons, and we like that you can see both channel numbers and icons from the home screen. We gotta say, though, the Spectrum system for showing which channels are free, which are blocked, and which you have to pay extra for takes some getting used to.

There are workarounds so you see only channels you’re subscribed to and even a way to hide adult-themed shows from the guide, but we wish it were a little more intuitive. Lucky for you, this guide from Spectrum can help you get oriented.



Features and equipment may vary based on package. Visit
Spectrum's website
or call 1-844-733-6483 for more information.
Xfinity brand
Equipment and features
3.5
One of the best DVR systems available

Xfinity brings a lot to the table for its viewers, from a very nice DVR system to decent picture quality and a nice on-demand experience. We like its remote options, but are a little less excited about its fees and DVR costs.

Ability to watch: Great
You can watch Xfinity on a standard TV in your living room, and it’s a nice experience. The picture quality isn’t quite as good as satellite and the fees are a bummer, but the viewing experience is perfectly acceptable for most families.

Xfinity also offers the highly rated Xfinity Stream app, which gives you access to your entire channel lineup—plus on-demand content and your DVR recordings—on any device. Xfinity Stream works on iPhone, iPad, and Android devices, and it’s a great way to stay up-to-date with your favorite shows while you’re traveling (or just waiting in line).

Ability to record: Good
Xfinity offers the X1 DVR system, which is one of the best all-around DVRs on the market. It’s easy to use and offers a substantial amount of storage—up to 300 hours of HD video. You’ll have to pay $9 a month for the first box and each subsequent box, and you’ll have to pay extra if you want to record any more than 20 hours of shows.

Ability to find: Great
The standard X1 system from Xfinity comes with a sleek charcoal-colored voice remote with small buttons, and it works really well to help you find the shows and channels you crave. The company also offers a large remote with optional wrist-strap for customers who need the extra accessibility.

Features and equipment may vary based on package. Visit
Xfinity's website
or call 1-844-716-2783 for more information.
Philo
Customer experience
5.0
Simple, clear, and intuitive options

Philo makes it easy to sign up for the service, easy to sign in on different devices, and easy to cancel if you so choose. It’s also fairly simple to find and understand add-on pricing, and we love that the free trial lasts a full seven days even if you cancel midway through.

If you run into trouble, there’s a nice Help Center, a chat line, or a phone number to call. In this category, we believe Philo’s perfect score is well-deserved.

Visit Philo's website
or call for more information on contracts and money-back guarantees.
Go to provider
Charter Spectrum brand logo
Customer experience
2.0
Plenty of room for improvement

Spectrum leaves a lot to be desired when it comes to how it treats its customers. Starting with installation, you can do it yourself for free if you have had the service at your address before, but there’s an unusual $25 activation fee no matter what. If you need a pro install, you may be charged up to $50, but the company doesn’t list those fees publicly. Either way, you have to pay for your first set-top box, you can’t choose which DVR equipment you get, and you have to pay hefty fees for local broadcast stations and premium channels.

If you have trouble, you’ll need to contact customer service. We like the online help guide and 24/7 chat option, but the service overall scores worse than average among TV providers. (2)

You won’t see promotional pricing on any of the premium channels like you will with the competition, but we aren’t mad about it. Those promotions mostly amount to hidden charges a few months into the contract, and we applaud Spectrum for being more straightforward.

Read our expert guides to learn more about how to watch MLB, how to watch the NFL, and the top cheap providers we tested.

Visit Spectrum's website
or call 1-844-733-6483 for more information on contracts and money-back guarantees.
Go to provider
Xfinity brand
Customer experience
4.0
Easy installs and improving customer service

Xfinity offers both professional and self-installation options. Having a pro come by costs less than $90, which is cheaper than many other providers. The self-install kit is free of charge, though you may pay for shipping and handling. We generally recommend self-installation whenever possible, both because it’s cheaper and because you can do it on your own time.

When it comes to billing, Xfinity has improved in recent years, and we hope the trend continues. It’s great that you can see the regional and broadcast fees right in your online cart, for example, but we wish Xfinity would just roll the fees into its regular pricing. Unfortunately, we’ve also experienced billing errors and had to call the company multiple times to get them resolved. The overall TV service is pretty great, but we recommend keeping an eye on monthly charges, especially if you pay automatically.

Visit Xfinity's website
or call 1-844-716-2783 for more information on contracts and money-back guarantees.
Go to provider
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Philo
4.4
(5)
5 Star
40%
4 Star
60%
3 Star
0%
2 Star
0%
1 Star
0%
J
Jenniferfrom Cincinnati , OH
Philo Customer for 1+ years
Reviewed on: 9/15/2022
The value could be a little less expensive. Philo is the most expensive app I have. I do like all the shows I am able to watch though.
H
Hattiefrom Bellville , TX
Philo Customer for Less than a year
Reviewed on: 9/11/2022
Programs are shown with clarity very nice. Would like to have local channels in package
T
Toshafrom Cincinnati , OH
Philo Customer for 1+ years
Reviewed on: 7/20/2022
It's an affordable service, and one of the cheaper ones. They have a ton of channels for everything you want to watch. It's easy to use. Prefer it over cable or satellite.
C
Camronfrom Port Richey, FL
Philo Customer for 1+ years
Reviewed on: 6/28/2022
The DVR feature works great! I love that I can save movies but not that I can't access all of them all of the time.
Spectrum
4.0
(155)
5 Star
40%
4 Star
33%
3 Star
21%
2 Star
3%
1 Star
3%
R
Robertfrom Warren, OH
Spectrum Customer for 1+ years
Reviewed on: 7/16/2022
It is adequate...not great and not bad...As good as most of the suppliers out there.
C
Charlesfrom Red Springs, NC
Spectrum Customer for 4+ years
Reviewed on: 7/15/2022
They are the only provided in this area. I wish they would lower their prices.
S
Samfrom Treasure Island , FL
Spectrum Customer for 1+ years
Reviewed on: 6/24/2022
I think i like it. It's nice to watch live TV. I dont use it a lot now that hulu exists. I might stop using it.
B
Brucefrom Kissimmee, FL
Spectrum Customer for 4+ years
Reviewed on: 6/19/2022
The price is best compared to the others
Xfinity
4.2
(156)
5 Star
44%
4 Star
37%
3 Star
14%
2 Star
4%
1 Star
1%
D
Donfrom Windber, PA
Xfinity Customer for 8+ years
Reviewed on: 6/30/2022
great price, great customer service
S
Stevenfrom York, PA
Xfinity Customer for 8+ years
Reviewed on: 6/29/2022
They keep raising prices every few months and the service keeps getting worse. They still have a lot of work to do when it comes to customer service. Equipment and infrastructure needs to be maintained and improved. Features don't always perform as described.
M
Miguelfrom Coon Rapids, MN
Xfinity Customer for 1+ years
Reviewed on: 6/18/2022
First, Xfinity has a high internet speed. Second, I didn't always use Xfinity. Lastly, watching live sports has no problem.
R
Richardfrom Eugene, OR
Xfinity Customer for 8+ years
Reviewed on: 6/17/2022
they overcharge and try to conceal it by saying that they are including (free?) special contentuding free
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Endnotes and sources
(1) “Network Ratings 2021 Top Channels.” Variety. Retrieved August 19, 2022.As an Amazon Associate, Switchful.com may earn commissions from qualifying purchases.
Endnotes and sources
  1. Most-Watched Television Networks: Ranking 2022’s Winners and Losers,” Variety. Accessed 6 March 2023.
  2. DISH Receives J.D. Power National TV Satisfaction Award for Fifth Consecutive Year,” J.D. Power. Accessed 6 March 2023.

    As an Amazon Associate, Switchful.com may earn commissions from qualifying purchases.
Endnotes and sources